Новая карта Mastercard от Nexo позволит пользователям получать кредит, размещая свои криптоактивы в качестве залога
Nexo сотрудничает с Mastercard и поставщиком кошельков электронных денег DiPocket, чтобы запустить новый сервис карт в Европе. Nexo Card позволит пользователям занимать и тратить фиат, используя свои криптовалютные активы в качестве залога. Карта будет интегрирована с Google Pay и Apple Pay, предложит 2% кэшбэк и позволит использовать соотношение кредита к стоимости до 90%. Согласно объявлению, сервис будет принимать несколько криптоактивов, включая Bitcoin, Ethereum и Tether, в качестве залога, иметь динамические кредитные линии без минимальных требований к погашению и не взимать комиссию за форекс до 20 000 евро (21 672 доллара США) в месяц. Nexo Card также будет доступна как в виртуальной, так и в физической форме, интегрирована с Apple Pay и Google Pay, и предложит 2% кэшбэк, выплачиваемый в биткойнах или токене NEXO фирмы за каждую транзакцию. Фирма также сообщила, что она завершила успешное частичное развертывание Nexo Card, ориентированное на целевую группу потребителей в избранной группе европейских стран, показывая, что существует спрос на продукт.
Еще больше полезных и оперативных новостей и графиков из мира финансов можно увидеть здесь.
Meet the World’s First Dual Mode Crypto Card
Get up to 2% cashback per purchase with credit.
Earn up to 9% interest
per year, paid out daily.
T h e d a y s o f c a r r y i n g m u l t i p l e c a r d s a r e o v e r . W i t h t h e N e x o C a r d , y o u c a n e x p e r i e n c e t w o m o d e s i n o n e s l e e k p a c k a g e .
J u s t t g g l e b e t w e e n C r e d i t a n d D e b i t M o d e a t a n y t i m e a n d s p e n d y o u r w a y .
How It Works
Spend without Selling Your Crypto
With Nexo, your deposited crypto instantly becomes backup for your credit line. The more you deposit, the more you can borrow against.
You Keep Your Crypto
Even as you make card purchases, your crypto won’t be sold, thus retaining its upside potential.
Spend Your EUR, GBP, or USD
Bank transfers to your Nexo account are processed instantly¹, which means you can spend your funds right away.
Make Purchases Anywhere
Spend just like you would with any debit card accepted worldwide. You can pay locally with automatic foreign currency exchange and no fees.
Get Up to 2% Cashback + Daily Interest
Receive free crypto with every purchase you make.
Get up to 0.5% in BTC cashback.
Or change your cashback type to NEXO to get even more.
You will also be earning daily interest on assets that are not used as backup.
Earn Up to 9% Interest
Earn daily compound interest as you spend on the go.
Grow your balance and have more for your next purchase.
Or receive your interest in NEXO Tokens that can grow in value over time.
Credit Line Starting from 0% Interest
Credit Mode offers you rates starting from 0% and never exceeding 15.9% p.a. You can also repay at any time, unlike traditional credit cards that require you to deposit funds every month.
Nexo Card from 0% p.a. 1
Traditional Credit Card from 17.9% p.a.
Traditional Credit Card up to 34.9% p.a.
One Account for Everything
The days of managing separate accounts are behind you. Now you can spend and earn without sacrificing either, as you would with traditional debit cards.
a single all-in-one account
Traditional Financial Institutions
2 accounts to spend and earn.
Optimize Your Tax Liabilities
Credit Mode allows you to spend without selling your crypto, which doesn’t trigger a taxable event.
Optimize Your Spending
Debit Mode allows you to earn additional income on your monthly salary or savings while having them available to spend.
No Minimum Repayments & No Fees
Yes, you read that right. We don’t require you to make any minimum monthly repayments on your Nexo Card! There are also no monthly, annual, or inactivity fees to worry about.
Go Virtual & Spend Immediately
Don’t want to wait for your physical card to arrive? Simply activate your virtual Nexo Card with a single tap and start spending with your phone instantly.
Travel & Earn
Love to Travel? Of Course, You Do!
Pay like a local and earn rewards with the ultimate travel crypto card.
Accepted by over 100 million merchants across the globe.
Save on foreign transaction fees for up to €10,000 per month.
Get up to 5 free ATM withdrawals every month.
A generous monthly ATM withdrawal limit of up to €10,000.
Security
Spend with Peace of Mind
Manage your Nexo Card in real time with just a few taps.
Freeze your card if you lose it.
Change your PIN at any time.
Track transactions with instant notifications.
How To Get Your Card
Issuing your Nexo Card only takes a couple of seconds and is free of charge.
Open the Nexo app
Download the Nexo app, open it and then go to the Card tab.
Download the Nexo app, open it and then go to the Card tab.
Activate your crypto card
Tap on the Activate Card button to issue your virtual card in seconds.
Tap on the Activate Card button to issue your virtual card in seconds.
Add to Apple Pay or Google Pay
Select Add to Wallet and follow the on-screen instructions. You can now start spending via Apple Pay or Google Pay!
Select Add to Wallet and follow the on-screen instructions. You can now start spending via Apple Pay or Google Pay!
Have questions? Here are the answers.
Visit our Help Center for more.
What is the Nexo Card and how does it work?
The Nexo Card is a crypto card that can be used as credit and debit. In both modes, it connects to your available balance to provide you with liquidity for your everyday expenses, online purchases, subscriptions, and more. The following two modes can be changed at any time and as often as you’d like.
Credit Mode:
А natural extension of our Instant Crypto Credit Lines, Credit Mode allows you to make purchases without having to sell your valuable crypto. Put simply, you’ll be using the crypto in your account as security for repayment (i.e. collateral), and we give you fiat you can spend at borrowing rates starting at 0%.
Credit Mode can help you retain the upside potential of your crypto but also use its value in everyday life.
Debit Mode:
An easy and rewarding way to spend your EUR, GBP, and USD stablecoins, Debit Mode allows you to make purchases using your available balance. The only thing you need to do is top up funds and you’re ready to spend them while earning daily compound interest.
Debit Mode can help you grow your savings while having them available to spend at any time.
What benefits will I get with my Nexo Card?
The type of benefit depends on the selected card mode.
Credit Mode:
You’ll start receiving cashback on every purchase, paid out in NEXO Tokens or Bitcoin, with the option to change your reward currency at any time, and as often as you like. The more NEXO Tokens you have in your account, the more cashback you will receive when using your Nexo Card. Each Loyalty Tier has its own crypto rewards rate – here is the breakdown:
Platinum: 2% in NEXO Tokens or 0.5% in BTC
Gold: 1% in NEXO Tokens or 0.3% in BTC
Silver: 0.7% in NEXO Tokens or 0.2% in BTC
Base: 0.5% in NEXO Tokens or 0.1% in BTC
Debit Mode:
You’ll start earning daily compound interest on your balance, which is also available to spend. Just like Credit Mode, the rate depends on your Loyalty Tier and changes if you’ve enabled the option to earn in NEXO Tokens.
Platinum: 9% in NEXO Tokens or 7% in fiat currency
Gold: 7% in NEXO Tokens or 6% in fiat currency
Silver: 5.50% in NEXO Tokens or 5.25% in fiat currency
Base: 5% in NEXO Tokens or fiat currency
Is the Nexo Card free?
The Nexo Card is completely free of charge. It can be activated, once you have added at least $50 to your Nexo account, and that balance can be spent instantly.
There’s also free shipping for the physical Nexo Card. To order a physical card, you need a portfolio balance of at least $500 and a Platinum Loyalty Tier.
Who can order a Nexo Card?
Currently, only residents of the European Economic Area (EEA) and the UK can order a Nexo Card. To be eligible, you also need to verify your identity.
How to activate my crypto card?
Activating your virtual Nexo Card is almost instantaneous:
Open the Nexo app and tap on the ‘Card’ section.
Tap on the ‘Activate Nexo Card’ button to issue your virtual card.
Add the card to Apple Pay or Google Pay.
You’re now ready to make your first transaction!
For more detailed instructions, visit our Help Center.
To see your card number, expiration date and CVC, go to the Card section and tap on ‘Card Details’. You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your reward currency – BTC or NEXO.
If you’d like, you can also order a physical Nexo Card:
Open the Nexo app and go to the ‘Card’ tab.
Swipe left and tap on the ‘Order Nexo Card’ button.
Follow the on-screen instructions and wait up to 2 weeks for your card to arrive.
Once you receive your card, activate it by opening the Nexo app, entering your 16-digit card number, and selecting a PIN.
How many free ATM withdrawals am I allowed per month?
Depending on your Loyalty tier, you can enjoy up to 5 free withdrawals:
Basic: 0 free withdrawal
Silver: 1 free withdrawal
Gold: 2 free withdrawals
Platinum: 10 free withdrawals
Once you run out of free withdrawals, you’ll be charged only €1.99 per additional withdrawal until your monthly limit resets again. Keep in mind there are monthly and daily withdrawal limits on your Nexo Card. The ATM withdrawal limits for the physical card are as follows:
Monthly: up to €10,000
Daily: up to €2,000
Per single withdrawal: up to €600
Are there any foreign transaction fees?
Depending on your Loyalty tier, you can enjoy up to €10,000 in free foreign transactions:
Basic: No FX fees for up to €1,000 per month
Silver: No FX fees for up to €2,000 per month
Gold: No FX fees for up to €5,000 per month
Platinum: No FX fees for up to €10,000 per month
Once you reach your currency exchange limit, you’ll be charged a modest 0.5% fee on foreign transactions until your monthly limit resets again. Keep in mind there are monthly and daily transaction limits on your Nexo Card.
Monthly: up to €60,000
Daily: up to €10,000
Per single transaction: up to €10,000
Earn Crypto on Every Purchase
Order your card today and get instant worldwide access to your digital assets.
Nexo объявила о партнерстве с Mastercard и DiPocket
Nexo (регулируемая организация, занимающаяся цифровым активам) объявила о партнерстве с Mastercard и DiPocket (финансовым приложением) для запуска Nexo Card, платежной карты с криптообеспечением.
Nexo Card — единственная карта, которая позволяет вам тратить стоимость вашей криптовалюты, не продавая ее, — уже здесь! Наша уникальная карта привязана к вашей кредитной линии Nexo Instant Crypto, поэтому вы можете использовать свою криптовалюту в повседневной жизни, не жертвуя ее будущим потенциалом.
Вот что вы получаете с новейшим членом набора продуктов Nexo:
- Получите до 2% в крипто-вознаграждениях за все транзакции, выплачиваемые в BTC или NEXO.
- Получите мгновенный доступ к вашей кредитной линии и ставкам по займам, начиная с 0% годовых.
- Нет ежемесячных, ежегодных сборов или сборов за бездействие.
Нет минимальных ежемесячных платежей. Будьте спокойны и погашайте в своем собственном темпе.
Бесплатная виртуальная карта. Мгновенно выпустите виртуальную карту и используйте ее через приложение или с помощью интеграции с Apple Pay и Google Pay. - Бесплатное снятие наличных в банкомате. На случай, если вам это понадобится, Nexo Card также дает вам до 10 бесплатных снятий наличных в банкомате в месяц с месячным лимитом до 10 000 евро.
- Никаких комиссий за обмен валют до 20 000 евро в месяц.
- 40 млн+ продавцов.
- Оптимизация налоговых обязательств
- Ваша карта Nexo Card совершенно бесплатна, как и любые виртуальные карты, которые вы выпускаете, поэтому буквально нет причин не иметь ее. Закажите свою карту через приложение Nexo.
Как заказать карту Nexo?
- Активируйте свою карту: нажмите кнопку «Активировать карту Nexo», чтобы выпустить виртуальную карту за считанные секунды.
- Добавить в Apple или Google Pay: выберите «Добавить в кошелек» и следуйте инструкциям на экране, чтобы добавить свою карту в Apple Pay или Google Pay.
- Начать тратить: Вот и все! Теперь вы можете ходить по магазинам и получать до 2% кэшбэка с каждой покупки.
Что уникального в Nexo Card
Nexo Card побуждает вас хранить криптовалюту, а не продавать ее. Это отличается от обычных карт в криптопространстве, которые продают эквивалент суммы, которую вы тратите. Карта работает через кредитные линии Nexo, обеспеченные криптовалютой, что означает, что средства для ваших покупок поступают из доступной кредитной линии, в то время как ваш портфель цифровых активов остается нетронутым.
По сути, вы используете свою криптовалюту в качестве залога, тратя ее стоимость в миллионах продавцов по всему миру, везде, где принимается Mastercard. Вы можете использовать как один актив, так и несколько криптовалют и стейблкоинов в качестве обеспечения, что позволяет вам тратить до 90% стоимости вашей криптовалюты через Nexo Card.
Партнерство Nexo с MasterCard и DiPocket
Nexo Card — это первая кредитная карта с криптообеспечением в Европейской экономической зоне (ЕЭЗ), которая предоставляется вам в партнерстве с Mastercard и DiPocket. Как всегда, Nexo стремится сотрудничать только с лучшими в отрасли поставщиками.
Запуск карты Nexo Card в Европе с Mastercard и DiPocket в качестве партнеров по выходу на рынок является важной вехой для нас и последним доказательством огромного синергетического потенциала между существующей финансовой сетью и цифровыми активами.
Meet the World’s First Dual Mode Crypto Card
Get up to 2% cashback per purchase with credit.
Earn up to 9% interest
per year, paid out daily.
T h e d a y s o f c a r r y i n g m u l t i p l e c a r d s a r e o v e r . W i t h t h e N e x o C a r d , y o u c a n e x p e r i e n c e t w o m o d e s i n o n e s l e e k p a c k a g e .
J u s t t g g l e b e t w e e n C r e d i t a n d D e b i t M o d e a t a n y t i m e a n d s p e n d y o u r w a y .
How It Works
Spend without Selling Your Crypto
With Nexo, your deposited crypto instantly becomes backup for your credit line. The more you deposit, the more you can borrow against.
You Keep Your Crypto
Even as you make card purchases, your crypto won’t be sold, thus retaining its upside potential.
Spend Your EUR, GBP, or USD
Bank transfers to your Nexo account are processed instantly¹, which means you can spend your funds right away.
Make Purchases Anywhere
Spend just like you would with any debit card accepted worldwide. You can pay locally with automatic foreign currency exchange and no fees.
Get Up to 2% Cashback + Daily Interest
Receive free crypto with every purchase you make.
Get up to 0.5% in BTC cashback.
Or change your cashback type to NEXO to get even more.
You will also be earning daily interest on assets that are not used as backup.
Earn Up to 9% Interest
Earn daily compound interest as you spend on the go.
Grow your balance and have more for your next purchase.
Or receive your interest in NEXO Tokens that can grow in value over time.
Credit Line Starting from 0% Interest
Credit Mode offers you rates starting from 0% and never exceeding 15.9% p.a. You can also repay at any time, unlike traditional credit cards that require you to deposit funds every month.
Nexo Card from 0% p.a. 1
Traditional Credit Card from 17.9% p.a.
Traditional Credit Card up to 34.9% p.a.
One Account for Everything
The days of managing separate accounts are behind you. Now you can spend and earn without sacrificing either, as you would with traditional debit cards.
a single all-in-one account
Traditional Financial Institutions
2 accounts to spend and earn.
Optimize Your Tax Liabilities
Credit Mode allows you to spend without selling your crypto, which doesn’t trigger a taxable event.
Optimize Your Spending
Debit Mode allows you to earn additional income on your monthly salary or savings while having them available to spend.
No Minimum Repayments & No Fees
Yes, you read that right. We don’t require you to make any minimum monthly repayments on your Nexo Card! There are also no monthly, annual, or inactivity fees to worry about.
Go Virtual & Spend Immediately
Don’t want to wait for your physical card to arrive? Simply activate your virtual Nexo Card with a single tap and start spending with your phone instantly.
Travel & Earn
Love to Travel? Of Course, You Do!
Pay like a local and earn rewards with the ultimate travel crypto card.
Accepted by over 100 million merchants across the globe.
Save on foreign transaction fees for up to €10,000 per month.
Get up to 5 free ATM withdrawals every month.
A generous monthly ATM withdrawal limit of up to €10,000.
Security
Spend with Peace of Mind
Manage your Nexo Card in real time with just a few taps.
Freeze your card if you lose it.
Change your PIN at any time.
Track transactions with instant notifications.
How To Get Your Card
Issuing your Nexo Card only takes a couple of seconds and is free of charge.
Open the Nexo app
Download the Nexo app, open it and then go to the Card tab.
Download the Nexo app, open it and then go to the Card tab.
Activate your crypto card
Tap on the Activate Card button to issue your virtual card in seconds.
Tap on the Activate Card button to issue your virtual card in seconds.
Add to Apple Pay or Google Pay
Select Add to Wallet and follow the on-screen instructions. You can now start spending via Apple Pay or Google Pay!
Select Add to Wallet and follow the on-screen instructions. You can now start spending via Apple Pay or Google Pay!
Have questions? Here are the answers.
Visit our Help Center for more.
What is the Nexo Card and how does it work?
The Nexo Card is a crypto card that can be used as credit and debit. In both modes, it connects to your available balance to provide you with liquidity for your everyday expenses, online purchases, subscriptions, and more. The following two modes can be changed at any time and as often as you’d like.
Credit Mode:
А natural extension of our Instant Crypto Credit Lines, Credit Mode allows you to make purchases without having to sell your valuable crypto. Put simply, you’ll be using the crypto in your account as security for repayment (i.e. collateral), and we give you fiat you can spend at borrowing rates starting at 0%.
Credit Mode can help you retain the upside potential of your crypto but also use its value in everyday life.
Debit Mode:
An easy and rewarding way to spend your EUR, GBP, and USD stablecoins, Debit Mode allows you to make purchases using your available balance. The only thing you need to do is top up funds and you’re ready to spend them while earning daily compound interest.
Debit Mode can help you grow your savings while having them available to spend at any time.
What benefits will I get with my Nexo Card?
The type of benefit depends on the selected card mode.
Credit Mode:
You’ll start receiving cashback on every purchase, paid out in NEXO Tokens or Bitcoin, with the option to change your reward currency at any time, and as often as you like. The more NEXO Tokens you have in your account, the more cashback you will receive when using your Nexo Card. Each Loyalty Tier has its own crypto rewards rate – here is the breakdown:
Platinum: 2% in NEXO Tokens or 0.5% in BTC
Gold: 1% in NEXO Tokens or 0.3% in BTC
Silver: 0.7% in NEXO Tokens or 0.2% in BTC
Base: 0.5% in NEXO Tokens or 0.1% in BTC
Debit Mode:
You’ll start earning daily compound interest on your balance, which is also available to spend. Just like Credit Mode, the rate depends on your Loyalty Tier and changes if you’ve enabled the option to earn in NEXO Tokens.
Platinum: 9% in NEXO Tokens or 7% in fiat currency
Gold: 7% in NEXO Tokens or 6% in fiat currency
Silver: 5.50% in NEXO Tokens or 5.25% in fiat currency
Base: 5% in NEXO Tokens or fiat currency
Is the Nexo Card free?
The Nexo Card is completely free of charge. It can be activated, once you have added at least $50 to your Nexo account, and that balance can be spent instantly.
There’s also free shipping for the physical Nexo Card. To order a physical card, you need a portfolio balance of at least $500 and a Platinum Loyalty Tier.
Who can order a Nexo Card?
Currently, only residents of the European Economic Area (EEA) and the UK can order a Nexo Card. To be eligible, you also need to verify your identity.
How to activate my crypto card?
Activating your virtual Nexo Card is almost instantaneous:
Open the Nexo app and tap on the ‘Card’ section.
Tap on the ‘Activate Nexo Card’ button to issue your virtual card.
Add the card to Apple Pay or Google Pay.
You’re now ready to make your first transaction!
For more detailed instructions, visit our Help Center.
To see your card number, expiration date and CVC, go to the Card section and tap on ‘Card Details’. You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your reward currency – BTC or NEXO.
If you’d like, you can also order a physical Nexo Card:
Open the Nexo app and go to the ‘Card’ tab.
Swipe left and tap on the ‘Order Nexo Card’ button.
Follow the on-screen instructions and wait up to 2 weeks for your card to arrive.
Once you receive your card, activate it by opening the Nexo app, entering your 16-digit card number, and selecting a PIN.
How many free ATM withdrawals am I allowed per month?
Depending on your Loyalty tier, you can enjoy up to 5 free withdrawals:
Basic: 0 free withdrawal
Silver: 1 free withdrawal
Gold: 2 free withdrawals
Platinum: 10 free withdrawals
Once you run out of free withdrawals, you’ll be charged only €1.99 per additional withdrawal until your monthly limit resets again. Keep in mind there are monthly and daily withdrawal limits on your Nexo Card. The ATM withdrawal limits for the physical card are as follows:
Monthly: up to €10,000
Daily: up to €2,000
Per single withdrawal: up to €600
Are there any foreign transaction fees?
Depending on your Loyalty tier, you can enjoy up to €10,000 in free foreign transactions:
Basic: No FX fees for up to €1,000 per month
Silver: No FX fees for up to €2,000 per month
Gold: No FX fees for up to €5,000 per month
Platinum: No FX fees for up to €10,000 per month
Once you reach your currency exchange limit, you’ll be charged a modest 0.5% fee on foreign transactions until your monthly limit resets again. Keep in mind there are monthly and daily transaction limits on your Nexo Card.
Monthly: up to €60,000
Daily: up to €10,000
Per single transaction: up to €10,000
Earn Crypto on Every Purchase
Order your card today and get instant worldwide access to your digital assets.